Agricultural equipment financing in Europe


For nearly 70 years, BNP Paribas Leasing Solutions has been helping agriculture professionals from all over Europe to grow their business with finance solutions adapted to the seasonal nature of this market.

BNP Paribas Leasing Solutions, European leader in agricultural finance

The European Union is the world’s leading agricultural power with agricultural production estimated at 405 billion euros according to the latest Eurostat report. This dynamic and buoyant sector offers many commercial opportunities for the agricultural equipment industry, which grew by 6.5% in 2018. By working in partnership with more than 40% of the active agricultural players at the international level, we contribute directly to financing the growth of the European agricultural market. We work closely with these partners, for the most part through white labels or joint ventures, to promote their brands.

We receive at least 410 applications a day for agricultural equipment finance and we sign more than 66,000 equipment financing contracts annually. Two-thirds of these contracts concern tractors, but we also finance other types of machines, such as combine harvesters, forage harvesters, grape harvesting machines, telehandlers, milking equipment, guidance and precision systems, and all soil materials such as ploughs, mowers and much more.


A profound transformation of the agricultural sector to support


The agricultural sector is currently ongoing a digital revolution of its own. One of the strongest trends that will undoubtedly mark the coming years and that has already begun to transform the daily lives of agriculture professionals is the increasing use of new technologies on the farms and fields. 

In this new vision of the farm, with digitalisation at its core, the use of the latest technologies enables closer monitoring, better anticipation of needs, and optimisation of raw materials and resources. The goal is to put in place a set of intelligent systems to optimise agricultural production on the ground. Today, almost all agriculture equipment is either already equipped with such technologies (GPS, sensors, …) or are technological equipment in themselves (robots, drones …).

At BNP Paribas Leasing Solutions, our expertise is not only limited to plant and machinery but also includes technological equipment. Because of these two different but complementary areas of expertise, we’re able to closely support the manufacturers and the distributors who want to switch to smart-farming.

At the same time, we are also committed to promoting the circular economy and the energy transition, two trends that will play a major role in the years to come, in the agricultural market and beyond. This commitment translates into new partnerships and types of equipment financed (LED lighting, CNG tractors, etc.).

Guaranteed product and services expertise

We provide equipment manufacturers and distributors with turnkey solutions to support their business growth. Our partner offer includes:

  • Conception and implementation of a sales and marketing strategy in line with our partners’ goals;
  • Sales support solutions that guarantee revenue recognition and DSO (Daily Sales Outstandings);
  • A wide range of financial products and services to meet the needs of the end customers: leasing with or without a purchase option, leasing with services, loan, hire purchase, insurance …;
  • Inventory and equipment demonstration solutions for dealerships;
  • Regulatory compliance at the European level;
  • A single IT system in the main countries of Western Europe;
  • Global governance to ensure homogeneous management across countries

Our unique organisation allows us to offer homogeneous solutions internationally.